Muhd Rafiq Sahar holds a Bachelor of Health Science Exercise and Sport Science from Universiti Sains Malaysia, Kubang Kerian. Despite his non-financial educational background, his passion for the financial industry has brought him in. 

For him, having the opportunity to leverage a vast range of products and resources to deliver the best solutions that meet the unique financial needs and goals of individuals, families, business owners and even professionals’ entities is his personal satisfaction. He then enrolled in the Malaysian Financial Planning Council (MFPC) and obtained his Shariah RFP certification and registered under Phillip Wealth Planner SDN BHD as Associate Wealth Planner. 

From this point, his approaches are increasingly aligned with his clients’ personal and social priorities. He holds strong principle values “What you do for clients can make a critical difference in their lifestyles and their legacy”.  

People accomplished him as an excellent communicator with the ability to influence and engage clients through his good interpersonal skills and external negotiation skills. His specialty as a Professional Learning Facilitator (PLF) Malaysia and Neuro-Linguistic Programme (NLP) Practitioner has directly appointed him as one of the senior partners in AIC Partners SDN BHD.